3-Bureau Credit Monitoring*
Plan members and their families will have access to a nationwide network of plan attorneys that have contracted with IdentitySafeLock to provide our members with free and discounted legal services.
Upon enrollment, members will be referred to a plan attorney that speaks their language, practices the area of law required and is conveniently located. Each attorney will provide IdentitySafeLock members with:
Nine Free Services
- Initial phone consultation for each new legal matter
- Initial face-to-face consultation for each new legal matter
- Review of important legal documents (6 page max per document)
- A free simple will with free annual update
- A web based free living will form
- Help representing themselves in small claims court
- Assistance in solving problems with government programs
- When appropriate plan attorneys will write a letter on the member’s behalf
- When appropriate plan attorneys will make a phone call on the member’s behalf
In certain situations, attorney liability may require plan attorneys to ask for a retainer from the member prior to providing some of the free legal services.
Deeply Discounted Legal Services
These are legal services that our plan attorneys have agreed to charge a one-time, deeply discounted fee:
|Legal Service||Special Member Rate||Non-Member Rate|
|Traffic Ticket Defense||89.00||199.00|
|Simple Will w/Trust||250.00||530.00|
|Chapter 7 Bankruptcy||750.00||1,500.00|
|Non-Support (spouse / child)||275.00||1,490.00|
|Personal Real Estate Closing||250.00||675.00|
The fees listed above are only for legal services rendered. Court costs, filing fees, administrative expenses and time charged for travel to and from any courts are additional. Detailed legal services definitions can be found at IdentitySafeLock.com or in Section 3 of the Plan Guidebook.
Law Areas Included
IdentitySafeLock does not exclude any type of law area. Many legal expense insurance products have waiting periods, pre-existing condition exclusions and limitations on usage. This is due to the fact that they have financial exposure to usage, just the same as an HMO and many types of law areas are excluded in their plans.
IdentitySafeLock has no exposure and therefore takes the opposite approach and encourages usage. In fact, 80% of all new members use the legal plan within the first 90 days after they join.
Reduced Hourly Rate
Plan attorneys have contracted to charge 40% off their normal hourly rate, with a minimum of $125 per hour, for legal care beyond the free and discounted services.
In the case of extended legal care, plan attorneys may ask for a retainer. Any retainer sought will be computed by multiplying the number of hours a plan attorney believes a case will take, by the plan’s discounted hourly rate. For instance; 10 hours x $125.00 = a retainer of $1,250.00. Any unused portion of the retainer will be returned.
Discount on Contingency Based Cases
Contingency fee will be a 10% reduction of the state maximum rate or the attorney’s usual rate, whichever is lower.
Online Legal Forms
Access to a wide-ranging selection of free self-service forms that may be downloaded and completed to create legally valid documents. Forms are state specific and include:
- Last Will and Testament
- Bill of Sale
- Landlord / Tenant Agreements
- Advance Health Care Directive / Living Will
- Power of Attorney
In addition to a comprehensive inventory of free forms, members may purchase and download a vast array of self-service forms from our catalog at a substantially discounted price.